WHAT IS A COMMERCIAL MORTGAGE?

Increasingly, companies are choosing to buy their business premises rather than rent, but not knowing where to secure the best Commercial Mortgage for their circumstances –

• New Start
• Established Business
• Self Certification
• Prime
• Adverse

Within this quite specialised market, we have full access to the leading Commercial Lenders and are able to package your proposition to source the right lender and the right deal for your Business.

Your bank may not offer you acceptable funds or terms, but we can almost certainly arrange finance on any mainland UK freehold property, including;

• Shops
• Offices
• Factories
• Warehouses
• Hotels/Pubs/Restaurants/B&B

Whether your circumstances are ‘prime’ or ‘adverse’ we have a wide range of products, including:

• Interest only terms
• 85% LTV
• Development funding (up to 100%)
• CCJ’s/Arrears/IVA/Discharged Bankruptcy
• Terms from 5 – 30 years
• Offset banking facility
• Property portfolio funding
• Long term leases

Your property may be repossessed if you do not keep up repayments on your mortgage.

For commercial mortgages we can be paid by commission or fee. If paying by fee, this is typically 1% of the loan.

Westhill Financial Services is a trading name of Westhill Insurance Services and is authorised and regulated by the Financial Services Authority and is entered on the FSA register (www.fsa.gov.uk/register/) under reference 145359.

The FSA do not regulate commercial mortgages